You Still Have Time!!

Open up your FHSA (first-time home buyers account) before the end of the year! Put 50 bucks in there... you don't have to put in the maximum of $8000, just get it opened!

Then... next year you have this year's room plus next year's room, so if you can, you can start putting more in there and save up for that down payment.

You may not be thinking of buying anytime in the near future, but open that account up so that you have the room and ability to save taxes while saving for a home.

This is your last tip of 2023!