Make Sure Everything Is The Same

So you're buying a home (maybe it is this penthouse condo) You got your pre-approval done, and you are financially ready to start the search... so you're all in the clear.... right?? Well, that pre-approval was based on your current financial situation, which means you can't change it.

This means:

  • Don't change jobs

  • Don't get new credit

  • Don't close credit

  • Don't buy a car

  • Don't make large deposits

Basically.... make sure you keep things the same... because even with that pre-approval a lender can change their mind and decline you if you have changed things up financially.